Hello There!

Welcome to My Personal Finance Blog. My name is Ann, I am a millennial, and happily to my husband of seven years.

My husband and I successfully paid off $60,861.00 of debt in 18 months. We were also able to save a six month emergency fund shortly after that. We now have a net worth of over six figures and feel more financially free than ever before.

The purpose of this blog is to create an outlet for our personal finance journey. I want a space where I can freely talk about our financial situation, have a place to document our journey, and open up about our future goals because let’s be honest here, not everyone is comfortable talking about this subject. I like the thought of creating a support group for other like minded individuals. I also simply need a place to brain dump my thoughts, worries, ideas, and interests. Do you mind listening? I truly hope so. 

In regards to our professions, my husband is a financial advisor and I am a certified Pension Administrator with ten years of experience working in the retirement plan industry. You would think that we would have our finances together from the get go right?

The truth is, we were living like absolute rock stars the first five years of our marriage. We had two BMW payments, went on monthly shopping sprees, spent $1,000 a month on restaurants, and our minimum debt payments were $1,752. Yikes!

We have now embraced a semi-frugal living lifestyle and continue to stock away at least 50% of our income towards savings and investments.

On the blog I will be sharing any frugal finds, investing tips, advice on how to save, early retirement strategies, side hustles, our personal budget reports, and anything money related. Thanks for stopping by and come back soon!