Author: MyPersonalFinanceBlog

How To Stick To Your Holiday Budget And Avoid Debt

How To Stick To Your Holiday Budget And Avoid Debt

The holidays are here, and you may have a lot of expenses and spending on your horizon. The average person spends around $900 on gifts during the holiday season. And, this doesn’t even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many … Continue reading How To Stick To Your Holiday Budget And Avoid Debt

My Trip to Hawaii During the COVID Pandemic: Pre-Travel Requirements, Cost Breakdown, and Overall Experience

My Trip to Hawaii During the COVID Pandemic: Pre-Travel Requirements, Cost Breakdown, and Overall Experience

Have you been feeling cooped up, anxious, uneasy, and even afraid during the pandemic? I sure have. On most days I feel fine, but on other days I don't feel my best. It has been an emotional roller coaster for many of you out there and I wanted to take this time to say, you … Continue reading My Trip to Hawaii During the COVID Pandemic: Pre-Travel Requirements, Cost Breakdown, and Overall Experience

The Complete Budgeting Guide: How To Create A Budget That Works

The Complete Budgeting Guide: How To Create A Budget That Works

Are you interested in creating a budget? The average family carries a lot of financial stress. Most people have student loans, credit card debt, a mortgage, car loans, and sometimes even other forms of debt. However, not many people have a budget. According to a survey done by Gallup, 68% of households in the U.S. do not … Continue reading The Complete Budgeting Guide: How To Create A Budget That Works

Who Is Dave Ramsey And What Are His 7 Baby Steps?

Who Is Dave Ramsey And What Are His 7 Baby Steps?

Dave Ramsey is a radio personality turned author and public speaker who uses his story of financial turmoil followed by tremendous wealth as a way to teach others about personal finance. Some of his antics and advice are polarizing – like when he recommends you NEVER use a credit card for any reason ever again – but … Continue reading Who Is Dave Ramsey And What Are His 7 Baby Steps?

Early Retirement Strategy – Retire Early With $40 a Day

Early Retirement Strategy – Retire Early With $40 a Day

Early retirement is no longer defined as the moment when you stop working forever, it's simply the moment when you no longer have to work for money. While you might be thinking, how can you retire at 50, 40, or even 30? Well, it’s important to first define what early retirement actually means to you. … Continue reading Early Retirement Strategy – Retire Early With $40 a Day