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Author: MyPersonalFinanceBlog
The holidays are here, and you may have a lot of expenses and spending on your horizon. The average person spends around $900 on gifts during the holiday season. And, this doesn’t even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many … Continue reading How To Stick To Your Holiday Budget And Avoid Debt
Have you been feeling cooped up, anxious, uneasy, and even afraid during the pandemic? I sure have. On most days I feel fine, but on other days I don't feel my best. It has been an emotional roller coaster for many of you out there and I wanted to take this time to say, you … Continue reading My Trip to Hawaii During the COVID Pandemic: Pre-Travel Requirements, Cost Breakdown, and Overall Experience
One of my favorite type of blog posts to read are other peoples monthly budget reports. I think it is so interesting to see where others are spending their money and see how I compare. It tends to motivate me to take action, whether it be by cutting our expenses more or researching different ways … Continue reading October 2020 Budget
Winter is not one of my favorite seasons. I live in the Pacific Northwest in the USA and here, winter is a long, dark, and cold season. The sun completely sets by 5pm and from October to April, most days include freezing temperatures, overcast, and rain- not the best combo. Thankfully, one of my favorite … Continue reading 50+ Frugal & Fun Winter Activities for the Whole Family
The average person spends around $900 on gifts for the holiday season, according to American Research Group. That amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more. Some people even go into credit card debt to spend for the holidays, but is that really worth it? … Continue reading 10 Ways to Save Money on the Holidays
“Early retirement is just for lazy people.” “I don’t want to save money and retire early, because I’ll be bored.” Early Retirement Myths Busted - Ignore These & Retire Early! There are many early retirement myths out there. Before you decide to believe them, read this post so that you can retire early. The two … Continue reading Early Retirement Myths Busted
Are you interested in creating a budget? The average family carries a lot of financial stress. Most people have student loans, credit card debt, a mortgage, car loans, and sometimes even other forms of debt. However, not many people have a budget. According to a survey done by Gallup, 68% of households in the U.S. do not … Continue reading The Complete Budgeting Guide: How To Create A Budget That Works
Dave Ramsey is a radio personality turned author and public speaker who uses his story of financial turmoil followed by tremendous wealth as a way to teach others about personal finance. Some of his antics and advice are polarizing – like when he recommends you NEVER use a credit card for any reason ever again – but … Continue reading Who Is Dave Ramsey And What Are His 7 Baby Steps?
There are plenty of ways to make an extra $100 in a day, and let’s face it: Everybody needs to make some extra money once in a while. If the mortgage, your dependents, the student loans, or some other expenses have zapped your monthly cash flow, you may need to make that extra money today. Some of … Continue reading How To Make a $100 a Day | 25+ Ways to Make Money Fast
Early retirement is no longer defined as the moment when you stop working forever, it's simply the moment when you no longer have to work for money. While you might be thinking, how can you retire at 50, 40, or even 30? Well, it’s important to first define what early retirement actually means to you. … Continue reading Early Retirement Strategy – Retire Early With $40 a Day
