Welcome to My Personal Finance Blog!
Author: MyPersonalFinanceBlog
Making your marriage a priority and learning how to show your spouse you love them should definitely be pretty high on your to-do list. But sometimes that’s easier said than done, especially once you add kids into the mix. Between differing family schedules, budgeting considerations, and just being a tired parent, it can be hard to fit in time for … Continue reading 80 Cheap Date Night Ideas You’ll Actually Want to Go On
Paycheck to paycheck living can wear you down financially and emotionally. Money comes in and, just as quickly, it goes back out again. You want to set something aside for savings or make a dent in your debt, but your income never seems to stretch as far as you need it to. It’s a common … Continue reading 7 Tips For Moving Beyond Living Paycheck To Paycheck
WARNING - This post is meant to get a rise in people, and make you think. I don’t believe that there is anything wrong with saving money (of course, this is a personal finance blog), but I do wonder how far people will go to save money – whether it be $1 or $2 or … Continue reading Frugality And Ethics – When Is It Stealing?
Income can be divided into two categories, earned income and unearned income. Earned income is any income you receive in exchange for your time. For example, paycheck income, freelance income, side-gig income, etc. Unearned income, on the other hand, is not related to active work. Examples of unearned income include pensions, social security benefits, real … Continue reading Earned Income vs. Unearned Income: What’s The Difference?
A lot of us are itching to take a vacation, especially since most of us haven't traveled during the pandemic. However, be careful to have a plan and think about your finances before you book a trip. Whether you’re traveling to a nearby city or flying halfway around the world, it shouldn’t leave you with … Continue reading 5 Money Saving Tips For Vacationing On A Budget
So you’re eager to join the nearly 40% of American homeowners who actually own their home outright. Can you imagine that? When the bank doesn’t own your house and you do—that’s freedom. But the problem is you’re currently stuck dragging around that ball and chain called a mortgage—just like most homeowners. Don’t worry. We’ll show you how … Continue reading How to Pay Off Your Mortgage Early
Congratulations! You’ve decided to join the ranks of bloggers. You’re going to love it! Before you get too far into it, though, I’d like to help you avoid some common beginning blogging mistakes. These mistakes are almost a rite of passage, but why waste that time with mistakes you can easily avoid? 1. Auto-loading music. … Continue reading 5 Beginning Blogging Mistakes You Can Fix
Today, I have an amazing guest post written by Elena from ElenaStewart.com. Elena is a certified life coach specializing in career guidance and runs a thriving business giving her the financial freedom and flexible lifestyle she has always wanted. Elena loves to help aspiring CEO's, entrepreneurs, or managers jumpstart their careers through one-on-one coaching. Enjoy … Continue reading 8 Boring But Necessary Steps Not to Forget When Launching Your New Business
Are you wondering what is the best advice for graduates? Whether you or someone you know is graduating high school or college, I have some great tips and wisdom to share. Graduating is a life changing experience. You’ve worked incredibly hard to reach this achievement, and it’s both a stressful and exciting time. You might be … Continue reading My Best Advice For Graduates: 15 Tips Every Graduate Needs To Hear
One problem with retiring early is that you can’t access your tax-sheltered retirement accounts until 59 1/2 without taxes and penalties. Luckily the Roth IRA conversion ladder can help solve this problem. A Roth IRA conversion ladder entails moving your money from a tax-deferred account, such as a 401(k) or traditional IRA, into a Roth IRA. … Continue reading How And Why To Set Up A Roth IRA Conversion Ladder
