How am I supposed to create an emergency fund when there’s no money left at the end of the month? Have you ever asked yourself this question? Saving money can be a challenge no matter how much money you make. There will always be one more unexpected bill, one more item to buy, or one … Continue reading How to Build an Emergency Fund When Money Is Tight
Category: Budget Tips
How Much House Can I Afford?
Buying a home can be lots of fun. It’s exciting to see all those years of dreaming come to life in a place you can finally call your own. My husband and I went house shopping yesterday and it was a wonderful feeling imagining ourselves living in these beautiful homes. We were so ecstatic that … Continue reading How Much House Can I Afford?
45 Ways To Get Out of Debt in 2021
Paying off debt is hard work. If it weren’t so hard, then it would be no problem for people to do. But, that isn’t the case at all. Once you decide to pay off your debt, there will challenges along the way. There will be times that you feel tired and even defeated. Paying off … Continue reading 45 Ways To Get Out of Debt in 2021
The Ultimate Budgeting Guide | 50 Tips That Will Change Your Life
Are you struggling with your finances or just looking for a few good budgeting tips? If you’re looking for some of the best budgeting tips, then you’ve come to the right place! There are many ways to learn how to budget your money, and today I’m going to tell you about them. I am often … Continue reading The Ultimate Budgeting Guide | 50 Tips That Will Change Your Life
150+ Budget Categories To Help You Create A Successful Budget
Lately, I have been having a good amount of people ask me for help with their budget and creating a budget. This includes family, friends, and readers. It seems like a lot of people aren’t sure what to put in their budget, or how to even start their budget. How to budget is such an important … Continue reading 150+ Budget Categories To Help You Create A Successful Budget
2021 Annual Financial Checklist | How To Give Yourself A Financial Checkup
A lot has changed over the past year and that means your financial strategies probably need some adjustments, too. You work hard for your money, so you owe it to yourself to spend a little time revamping your finances. Whether your finances requires an extreme makeover or a simple fine tuning, this easy 11-Step Annual … Continue reading 2021 Annual Financial Checklist | How To Give Yourself A Financial Checkup
How To Stick To Your Holiday Budget And Avoid Debt
The holidays are here, and you may have a lot of expenses and spending on your horizon. The average person spends around $900 on gifts during the holiday season. And, this doesn’t even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many … Continue reading How To Stick To Your Holiday Budget And Avoid Debt
October 2020 Budget
One of my favorite type of blog posts to read are other peoples monthly budget reports. I think it is so interesting to see where others are spending their money and see how I compare. It tends to motivate me to take action, whether it be by cutting our expenses more or researching different ways … Continue reading October 2020 Budget
The Complete Budgeting Guide: How To Create A Budget That Works
Are you interested in creating a budget? The average family carries a lot of financial stress. Most people have student loans, credit card debt, a mortgage, car loans, and sometimes even other forms of debt. However, not many people have a budget. According to a survey done by Gallup, 68% of households in the U.S. do not … Continue reading The Complete Budgeting Guide: How To Create A Budget That Works
Who Is Dave Ramsey And What Are His 7 Baby Steps?
Dave Ramsey is a radio personality turned author and public speaker who uses his story of financial turmoil followed by tremendous wealth as a way to teach others about personal finance. Some of his antics and advice are polarizing – like when he recommends you NEVER use a credit card for any reason ever again – but … Continue reading Who Is Dave Ramsey And What Are His 7 Baby Steps?