Category: save money

How To Stick To Your Holiday Budget And Avoid Debt

How To Stick To Your Holiday Budget And Avoid Debt

The holidays are here, and you may have a lot of expenses and spending on your horizon. The average person spends around $900 on gifts during the holiday season. And, this doesn’t even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many … Continue reading How To Stick To Your Holiday Budget And Avoid Debt

The Complete Budgeting Guide: How To Create A Budget That Works

The Complete Budgeting Guide: How To Create A Budget That Works

Are you interested in creating a budget? The average family carries a lot of financial stress. Most people have student loans, credit card debt, a mortgage, car loans, and sometimes even other forms of debt. However, not many people have a budget. According to a survey done by Gallup, 68% of households in the U.S. do not … Continue reading The Complete Budgeting Guide: How To Create A Budget That Works

Who Is Dave Ramsey And What Are His 7 Baby Steps?

Who Is Dave Ramsey And What Are His 7 Baby Steps?

Dave Ramsey is a radio personality turned author and public speaker who uses his story of financial turmoil followed by tremendous wealth as a way to teach others about personal finance. Some of his antics and advice are polarizing – like when he recommends you NEVER use a credit card for any reason ever again – but … Continue reading Who Is Dave Ramsey And What Are His 7 Baby Steps?

10 Simple Ways to Keep Your Monthly Grocery Budget At $125 Per Person

10 Simple Ways to Keep Your Monthly Grocery Budget At $125 Per Person

How much do you spend on groceries every month? Chances are, you may be spending more than you need to. According to Fox Business, the national average for the cost of groceries for one person is roughly $255 a month. That may not seem that bad, but there are simple ways to cut the cost. … Continue reading 10 Simple Ways to Keep Your Monthly Grocery Budget At $125 Per Person