The holidays are here, and you may have a lot of expenses and spending on your horizon. The average person spends around $900 on gifts during the holiday season. And, this doesn’t even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many … Continue reading How To Stick To Your Holiday Budget And Avoid Debt
Category: save money
One of my favorite type of blog posts to read are other peoples monthly budget reports. I think it is so interesting to see where others are spending their money and see how I compare. It tends to motivate me to take action, whether it be by cutting our expenses more or researching different ways … Continue reading October 2020 Budget
Winter is not one of my favorite seasons. I live in the Pacific Northwest in the USA and here, winter is a long, dark, and cold season. The sun completely sets by 5pm and from October to April, most days include freezing temperatures, overcast, and rain- not the best combo. Thankfully, one of my favorite … Continue reading 50+ Frugal & Fun Winter Activities for the Whole Family
The average person spends around $900 on gifts for the holiday season, according to American Research Group. That amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more. Some people even go into credit card debt to spend for the holidays, but is that really worth it? … Continue reading 10 Ways to Save Money on the Holidays
Are you interested in creating a budget? The average family carries a lot of financial stress. Most people have student loans, credit card debt, a mortgage, car loans, and sometimes even other forms of debt. However, not many people have a budget. According to a survey done by Gallup, 68% of households in the U.S. do not … Continue reading The Complete Budgeting Guide: How To Create A Budget That Works
Dave Ramsey is a radio personality turned author and public speaker who uses his story of financial turmoil followed by tremendous wealth as a way to teach others about personal finance. Some of his antics and advice are polarizing – like when he recommends you NEVER use a credit card for any reason ever again – but … Continue reading Who Is Dave Ramsey And What Are His 7 Baby Steps?
Is it worth moving to a lower cost of living state? This question has been on my mind almost every day for the past two months. My heart and mind have been at war with each other and this feeling of uncertainty has been challenging. We currently live in a city right outside of Seattle … Continue reading Is It Worth Moving to a Lower Cost of Living State?
One of my favorite type of blog posts to read are other peoples monthly budget reports. I think it is so interesting to see where others are spending their money and see how we compare. It tends to motivate me to take action, whether it be by cutting our expenses more or researching different ways … Continue reading September 2020 Budget
How much do you spend on groceries every month? Chances are, you may be spending more than you need to. According to Fox Business, the national average for the cost of groceries for one person is roughly $255 a month. That may not seem that bad, but there are simple ways to cut the cost. … Continue reading 10 Simple Ways to Keep Your Monthly Grocery Budget At $125 Per Person
Welcome to my blog! I have been wanting to start this for quite some time, but never did. I finally bit the bullet and here I am, my very first blog post. The purpose of this blog is to create an outlet for our personal finance journey (my husband and I). I want a space … Continue reading My First Blog Post