The average person spends around $900 on gifts for the holiday season, according to American Research Group. That amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more. Some people even go into credit card debt to spend for the holidays, but is that really worth it? … Continue reading 10 Ways to Save Money on the Holidays
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Dave Ramsey is a radio personality turned author and public speaker who uses his story of financial turmoil followed by tremendous wealth as a way to teach others about personal finance. Some of his antics and advice are polarizing – like when he recommends you NEVER use a credit card for any reason ever again – but … Continue reading Who Is Dave Ramsey And What Are His 7 Baby Steps?